Even when you follow all the best practices with your jewelry, the unforeseen happens. Some of the most frequent jewelry losses are accidental loss and mysterious disappearance. Companies that specialize in jewelry insurance, such as Wexler Insurance for replacement and repair, will help you to be sure you have the proper coverage. They will also keep your values current, so your precious items can be replaced in case of a loss. Also, check with your local homeowners policy to compare pricing and benefits.